chronicle SINs

Your purchasing decision

Sunday, July 24, 2005

Just curious to find out, what kinda of factors affects you to make decision to purchase an item or long term committment plan? Suppose that you are offered an investment opportunity and it cost let say about 10k, and you have to make the decision on the spot to accept or decline. The facts about the pros and cons are all layout on the desk clearly, and let say you got the financial stability, you can afford it. Would you take it up?

Reviewing myself, most of the time when I bought my insurance needs, it's all thru the recommendation of friends and advisors, which will be telling you how good this is and that. Of course I did do my research and comparison and ask around friend how this product is and that, but then if one day you are to make such a quick decision, and that you might missed the chance of the life if you reject it, how would you feel?

If I remember correctly, Creative CEO Mr Sim was reported in the last week Zaobao on how he regretted the 3 seconds decision on a short and quick incident with his first love gal in his secondary school life that leads him to a bachelor still till today. Story goes like this...

In his secondary school, the principal was a strict man who lay the rules that the boys and girls shall not be in contact of each other. Thus in class, the boys and girls are seated separately, with a clear line of division. Except for the monitor and monitress they would exchange talks but only pertaining to school works.

At that time, the young CEO to be was in love and admiring one of the girl in his class, but due to the strict school rules and rule enforcing principal, he did not dare to get to know the girl. So one day, fate arranged a heavenly encounter for them. The young CEO to be was walking around the corridor and the girl was walking in the opposite direction carry a stacks of notes and papers. Suddenly a strong gust of wind blow, and scatter the notes and papers from the girl onto the ground. The young boy was stunned, and in his first second, he thought to himself, "Hmm...here comes my chance should I help her out and pick up the papers...?" But the next second, the thought of the school principal and his disciplinary rules pulled him back from his first second act. Then in the third second, he decided that he should help, and when he look out, the girl has finished picking up the papers. She stared at him for a second and walk away, leaving the young CEO to be in a blank state of mind, and a regrettful moment in his life.

Thus morale of the story: Grab the opportunities in your life....
But my question here: how would you know what is really an opportunity? It seems so illustionary at times and some times tangible items with volatible risk...

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